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Compare Mortgage Refinance Companies in Los Banos, CA
Directory of mortgage refinance companies in Los Banos, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Los Banos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Los Banos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HII Mortgage Loans Los Banos CA
212 San Lorenzo St # N, Los Banos, CA 93635
2095878181
Guild Mortgage Company
907 S 6th St Suite A, Los Banos, CA 93635
2095093296
Supreme Lending - Los Banos
249 W Pacheco Blvd STE C, Los Banos, CA 93635
2092623310
Chase Home Lending
550 K St, Los Banos, CA 93635
2014503406
Guild Mortgage - Tanya Price
907 S 6th St Suite A, Los Banos, CA 93635
2095093296
Mortgage refinance companies in Los Banos California help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and California Civil Code Section 1916.5 for adjustable rate mortgages.
What Does a Mortgage Refinance Company in Los Banos Cost?
Typical costs for refinancing in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Third party fees like escrow and recording charges add 200 to 500 dollars. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Los Banos?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and credit authorization under the California Financial Information Privacy Act.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days. California law requires a three business day rescission period after signing for most refinances under the federal Truth in Lending Act.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties on loans over 100000 dollars. Under California Civil Code Section 2954.9, penalties cannot exceed 2 percent of the unpaid balance in the first two years or 1 percent in year three.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.