Skip to main content

Compare Mortgage Refinance Companies in Millbrae, CA

Browse mortgage refinance companies serving Millbrae, California. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Millbrae, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 mortgage refinance companies in Millbrae, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jen HE Real Estate Broker and Loan Broker
118 Park Blvd, Millbrae, CA 94030
(415) 652-5457
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
(650) 763-1924 norcalcapitalgroup.com
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
(650) 259-0388 jefflawloans.com
Mortgage, Bank of America
555 Broadway, Millbrae, CA 94030
(650) 651-5970 bankofamerica.com
Metro Mortgage
233 Magnolia Ave, Millbrae, CA 94030
(650) 245-3380 pandarealty.com
Chase Home Lending
10 S El Camino Real, Millbrae, CA 94030
(270) 304-8902 homelendingadvisor.chase.com
US Bank Mortgage
Millbrae, CA 94030
(800) 872-2657 usbank.com

A mortgage refinance company in Millbrae California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Under California law, borrowers have a three-day right of rescission after signing refinance documents for most primary residences.

What Does a Mortgage Refinance Company in Millbrae Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Third-party fees like credit reports and recording fees add 100 to 500 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Millbrae?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance usually takes 30 to 45 days from application to closing. California law allows a three-day rescission period after closing, so funds are not available until that time passes.
Are there prepayment penalties for refinancing in Millbrae?
California law restricts prepayment penalties on most residential mortgages. For loans over 1 million dollars, a penalty may apply but only within the first three years of the loan. Check your current loan terms for details.

Mortgage Refinance Companies in Other California Cities