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Find Mortgage Refinance Companies in Millbrae, CA

Directory of mortgage refinance companies in Millbrae, California. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Millbrae, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Millbrae, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jen HE Real Estate Broker and Loan Broker
118 Park Blvd, Millbrae, CA 94030
4156525457
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
6507631924
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
6502590388
Mortgage, Bank of America
555 Broadway, Millbrae, CA 94030
6506515970
Metro Mortgage
233 Magnolia Ave, Millbrae, CA 94030
6502453380
Chase Home Lending
10 S El Camino Real, Millbrae, CA 94030
2703048902
US Bank Mortgage
Millbrae, CA 94030
8008722657

A mortgage refinance company in Millbrae California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Under California law, borrowers have a three-day right of rescission after signing refinance documents for most primary residences.

What Does a Mortgage Refinance Company in Millbrae Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Third-party fees like credit reports and recording fees add 100 to 500 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Millbrae?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance usually takes 30 to 45 days from application to closing. California law allows a three-day rescission period after closing, so funds are not available until that time passes.