Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage refinance companies in Montclair, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AMC Home Financial Services
5206 Benito St Suite 211, Montclair, CA 91763
6267808268
Max Mortgage Lending
5050 Palo Verde St #127, Montclair, CA 91763
9095528022
Sanchez Lending Group
5206 Benito St # 113, Montclair, CA 91763
9096579112
April Sauseda Home Loans
4959 Palo Verde St suite 106c-8, Montclair, CA 91763
9094771441
What Does a Mortgage Refinance Company in Montclair Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1.5 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and recording fees of 50 to 150 dollars. Total closing costs often range from 2,000 to 6,000 dollars or more depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the three-day right of rescission for refinancing in California?
Under California law and federal Regulation Z, you have three business days after signing to cancel a refinance on your primary residence. This right does not apply to all loan types, such as cash-out refinances on investment properties. Your lender must provide a notice explaining this right.
Do California refinance companies charge prepayment penalties?
California law generally prohibits prepayment penalties on mortgages over certain amounts. For loans made after January 1, 2020, penalties are not allowed on loans over 150 percent of the conforming loan limit. Always ask your company about any fees for paying off your loan early.