Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Monterey Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joann Wong, Mortgage Broker NMLS #1537282
300 S Garfield Ave Ste 201, Monterey Park, CA 91754
6268643414
Jebsen Funding Inc
515 Garvey Ave #225, Monterey Park, CA 91754
6262822688
Mortgage, Bank of America
110 W Garvey Ave, Monterey Park, CA 91754
3237651495
Commercial Lending Monterey Park CA
101 S Lincoln Ave, Monterey Park, CA 91755
8187405846
Chase Home Lending
459 S Atlantic Blvd, Monterey Park, CA 91754
6265018083
Emily Yiu - Chase Home Lending Advisor - NMLS ID 1223683
459 S Atlantic Blvd, Monterey Park, CA 91754
6265018083
What Does a Mortgage Refinance Company in Monterey Park Cost?
Typical costs for refinancing in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $800 to $2,000. Third-party fees such as escrow and recording fees add several hundred dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Monterey Park?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm the home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there California-specific rules for refinancing a home?
Yes. California law limits prepayment penalties on most mortgages after three years. Also, lenders must follow the Homeowner Bill of Rights, which requires good faith efforts to avoid foreclosure. Always check if your new loan includes any prepayment fees.