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Compare Mortgage Refinance Companies in Montrose, CA
Directory of mortgage refinance companies in Montrose, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Montrose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Montrose, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage
2029 Verdugo Blvd, Montrose, CA 91020
8189261023
Lending By Us
2233 Honolulu Ave suite 207, Montrose, CA 91020
8664985651
A mortgage refinance company in Montrose California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local Montrose lenders understand the Los Angeles County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Montrose Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Other fees may include credit report charges, recording fees, and escrow costs. Total closing costs often range from 2,000 to 5,000 dollars or more depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Montrose California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California specific rules for refinancing a mortgage?
Yes. California Civil Code Section 10242.6 requires a three business day right of rescission for most refinances. Lenders must also follow state licensing rules under the California Department of Financial Protection and Innovation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.