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Find Mortgage Refinance Companies Near You in Moraga, CA

Directory of mortgage refinance companies in Moraga, California. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Moraga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 mortgage refinance companies in Moraga, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Polacco - KAM Financial & Realty
28 Corte Mateo, Moraga, CA 94556
(925) 586-7780 kam-financial-realty-inc-joe-polacco.mymortgageapp.com
TRADMOR
346 Rheem Blvd # 200, Moraga, CA 94556
(925) 317-1500 tradmor.com
Wymac Capital
346 Rheem Blvd UNIT 107, Moraga, CA 94556
(925) 937-4300 wymac.com

Mortgage refinance companies in Moraga California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Moraga residents often refinance to take advantage of property value increases in the Bay Area market.

What Does a Mortgage Refinance Company in Moraga Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Moraga?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. California lenders may also require proof of homeowners insurance.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law gives you a three-day right of rescission after signing, which adds a short delay.

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