Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Moraga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Polacco - KAM Financial & Realty
28 Corte Mateo, Moraga, CA 94556
9255867780
TRADMOR
346 Rheem Blvd # 200, Moraga, CA 94556
9253171500
Wymac Capital
346 Rheem Blvd UNIT 107, Moraga, CA 94556
9259374300
What Does a Mortgage Refinance Company in Moraga Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Moraga?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. California lenders may also require proof of homeowners insurance.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law gives you a three-day right of rescission after signing, which adds a short delay.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties for most loans. Penalties are generally not allowed on loans over 30 years or on loans with an APR above a certain threshold.