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Directory of mortgage refinance companies in Murrieta, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Murrieta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage refinance companies in Murrieta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vault Financial - Mortgage Services
24910 Las Brisas Rd #119, Murrieta, CA 92562
9512086933
Silvertrust Funding
29970 Technology Dr STE 202, Murrieta, CA 92563
9516777622
Hartmann Webb Team at CrossCountry Mortgage
41856 Ivy St #103, Murrieta, CA 92562
9515063181
Guy Campbell Mortgage Lender
38625 Calistoga Dr STE 200, Murrieta, CA 92563
9517755037
Ryder Mortgage Group
41690 Ivy St # B, Murrieta, CA 92562
8008048568
Brad Yzermans - Patriot Pacific Financial
38625 Calistoga Dr # 200, Murrieta, CA 92563
9512156119
Miller Financial, Inc.
41185 Golden Gate Cir #106, Murrieta, CA 92562
9516911373
Tobie Love at CrossCountry Mortgage
41856 Ivy St #103, Murrieta, CA 92562
9517047421
21st Century Lending
26395 Jefferson Ave suite H, Murrieta, CA 92562
8888621189
Patriot Pacific Financial Corp
24910 Las Brisas Rd Ste 122, Murrieta, CA 92562
8335155626
MaxVALoan
38625 Calistoga Dr STE 200, Murrieta, CA 92563
8335825626
HomeSight Mortgage
25185 Madison Ave Suite A, Murrieta, CA 92562
9515385027
Randy Van Orden - Mortgage Advisor
41880 Kalmia St #120, Murrieta, CA 92562
7605800690
Premiere Capital Mortgage
41690 Ivy St suite b, Murrieta, CA 92562
9516349284
Susann Roznos at CrossCountry Mortgage
41856 Ivy St suite 102-103, Murrieta, CA 92562
9493105416
Mortgages By Ernie
24910 Las Brisas Rd Ste 122, Murrieta, CA 92562
2138425318
Loans by Al
24930 Washington Ave #374, Murrieta, CA 92562
9512657665
Shannon Coombs
26515 Mahonia Way, Murrieta, CA 92562
9515539692
A mortgage refinance company in Murrieta California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local Murrieta companies understand the Riverside County market and can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Murrieta Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees like credit report and escrow can add 500 to 1,000 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a cash-out refinance in Murrieta California?
A cash-out refinance lets you take out a new mortgage for more than you owe and receive the difference in cash. In California, lenders typically limit cash-out to 80 percent of your home value. You can use the funds for home improvements or debt consolidation.
How long does a mortgage refinance take in Murrieta?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there California specific rules for refinancing?
Yes. California law prohibits prepayment penalties on most refinance loans. Also, lenders must follow the California Homeowner Bill of Rights which requires good faith efforts to avoid foreclosure. You have three business days after signing to cancel the refinance under federal law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.