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Find Mortgage Refinance Companies Near You in Newbury Park, CA

Directory of mortgage refinance companies in Newbury Park, California. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Newbury Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 mortgage refinance companies in Newbury Park, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Wise with Mike Wise
3285 Old Conejo Rd, Newbury Park, CA 91320
(805) 229-6800 cmghomeloans.com
Collaborative Capital - Independent Mortgage Broker NMLS 278724
738 Debbie St, Newbury Park, CA 91320
(805) 253-2053 collaborativeloans.com

Mortgage refinance companies in Newbury Park, California help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. California law requires lenders to provide a clear Loan Estimate within three business days of application, giving borrowers time to review costs.

What Does a Mortgage Refinance Company in Newbury Park Cost?

Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. For a 400,000 dollar loan, total costs might be 8,000 to 20,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Newbury Park?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission after signing, which adds to the timeline.
Can I refinance if my credit score is low in California?
Yes, some lenders offer options for lower credit scores, though rates may be higher. California has programs like the California Housing Finance Agency for qualified borrowers with less than perfect credit.

Mortgage Refinance Companies in Other California Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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