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Compare mortgage refinance companies in Oakhurst. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Oakhurst, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Oakhurst, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Granite West Funding, LLC
40879 CA-41 #1a, Oakhurst, CA 93644
5595402275
Yosemite Mortgage
40055 CA-41 A, Oakhurst, CA 93644
5596835500
Mortgage refinance companies in Oakhurst California help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations like the California Financing Law.
What Does a Mortgage Refinance Company in Oakhurst Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Oakhurst?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. This timeline can vary based on the lender and your specific situation. Some lenders offer faster processing for streamlined loans.
Can I refinance if I have a low credit score in Oakhurst?
Yes, but options may be limited. Many California lenders require a minimum credit score of 620 for conventional refinances. Government-backed loans like FHA may accept lower scores. A local refinance company can review your credit and suggest programs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.