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Directory of mortgage refinance companies in Orinda, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Orinda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Orinda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Sanli - Advantage Funding
31 Martha Rd, Orinda, CA 94563
9256286200
First Capital Trust Deeds
128 Camino Pablo, Orinda, CA 94563
6194142999
Oak Tree Commercial Mortgage
9 Keith Dr, Orinda, CA 94563
4153149181
RPM Mortgage | Orinda, CA
51 Moraga Way UNIT 7, Orinda, CA 94563
9255523874
Loan Republic Financial
371 Village Square, Orinda, CA 94563
8002183315
Private Mortgage Advisors - Orinda
2 Orinda Theatre Square #215, Orinda, CA 94563
5105203337
Mortgage refinance companies in Orinda California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Orinda residents may also benefit from refinancing to access equity for home improvements or debt consolidation.
What Does a Mortgage Refinance Company in Orinda Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $3,000. Third-party fees like credit report charges and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Orinda?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance and a valid ID.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues.
Are there California laws that protect me when refinancing?
Yes, California has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the California Homeowner Bill of Rights which prohibits certain predatory practices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.