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Compare mortgage refinance companies in Oroville. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Oroville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Oroville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Timios Title
3044 Olive Hwy, Oroville, CA 95966
5302986763
OneMain Financial
475 Oro Dam Blvd E Ste A, Oroville, CA 95965
5305329561
Change Home Mortgage
1655 Montgomery St, Oroville, CA 95965
5307825870
Renee Jones Loans
1933 Bird St, Oroville, CA 95965
5305199989
Mason-McDuffie Mortgage Corporation
1933 Bird St, Oroville, CA 95965
5303893554
Mission Hills Mortgage Bankers
1655 Montgomery St, Oroville, CA 95965
5305346284
Lake Oroville Mortgage
2214 5th Ave, Oroville, CA 95965
5305340499
Chase Mortgage
2001 Oro Dam Blvd E, Oroville, CA 95966
5305336777
Mortgage refinance companies in Oroville California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Oroville residents may also qualify for special programs through the California Housing Finance Agency.
What Does a Mortgage Refinance Company in Oroville Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Oroville?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Can I refinance if I have a California conforming loan?
Yes, you can refinance a conforming loan in California. Many lenders offer streamlined refinancing options that require less paperwork if you are current on payments.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.