Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Pacifica, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Funding
205 Rockaway Beach Ave #3, Pacifica, CA 94044
6505046487
Darlene Gonzalez at Citywide (NMLS #483911)
205 Rockaway Beach Ave #3, Pacifica, CA 94044
3124141151
Jen Castaneda at Supreme Lending
235 Rockaway Beach Ave # 4, Pacifica, CA 94044
6502704663
Chase Mortgage
1215 Linda Mar Shopping Center, Pacifica, CA 94044
4156520526
US Bank Mortgage
1655 Oceana Blvd, Pacifica, CA 94044
8008722657
Melissa Irish, Omni Fund, Inc.
1005 Terra Nova Blvd Ste A, Pacifica, CA 94044
6504558236
What Does a Mortgage Refinance Company in Pacifica Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2,000 to 5,000 dollars for a standard refinance. These costs vary by loan size, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pacifica?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal and a copy of your current deed of trust.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there California laws that protect me during refinancing?
Yes, California has strict rules under the California Financing Law and the Homeowner Bill of Rights. Lenders must provide a Loan Estimate within three business days and cannot charge excessive fees without disclosure.