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Find Mortgage Refinance Companies Near You in Palm Springs, CA
Directory of mortgage refinance companies in Palm Springs, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Palm Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage refinance companies in Palm Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
777 E Tahquitz Canyon Way Ste, 200-130, Palm Springs, CA 92262
7609693718
Emerge Home Loans
314 N Palm Canyon Dr, Palm Springs, CA 92262
7604622335
Eric Bennett - Home Loan Consultant
777 E Tahquitz Canyon Way Suite 200, Palm Springs, CA 92262
7608615626
Reverse Mortgage Palm Springs
362 S Indian Canyon Dr #100, Palm Springs, CA 92262
7602305218
CMG Home Loans
340 S Farrell Dr STE A203, Palm Springs, CA 92262
7608641147
Michael Glenner - Contempo Lending
601 E Tahquitz Canyon Way Ste #202, Palm Springs, CA 92262
7607745396
Desert Empire Mortgage
777 E Tahquitz Canyon Way Suite 200, Palm Springs, CA 92262
7603272254
Contempo Lending
1800 E Tahquitz Canyon Way #200, Palm Springs, CA 92262
7607785111
MortgageWorks
1111 E Tahquitz Canyon Way, Palm Springs, CA 92262
7608835700
Chase Home Lending
2465 E Palm Canyon Dr Bldg D, Palm Springs, CA 92264
3059240545
Palm Springs Mortgages - Golden Empire Mortgage
1555 S Palm Canyon Dr, Palm Springs, CA 92264
7606684401
A mortgage refinance company in Palm Springs helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Palm Springs property owners often refinance to lower their rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Palm Springs Cost?
Typical costs for refinancing in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Palm Springs?
You will typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and disclosure forms under the Truth in Lending Act.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three day right of rescission after signing, which adds time for most refinances.
Are there California specific fees for refinancing?
Yes, California charges a documentary transfer tax on the new loan amount at closing. Some counties also impose a recording fee. These costs vary by location and loan size.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.