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Find Mortgage Refinance Companies Near You in Paso Robles, CA
Directory of mortgage refinance companies in Paso Robles, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Paso Robles, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage refinance companies in Paso Robles, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Zoe Raithel at Certainty Home Lending (NMLS #894102)
1925 Spring St Suite A, Paso Robles, CA 93446
8054008585
Simple Lending & Realty Inc.
1244 Pine St # 217, Paso Robles, CA 93446
8055400115
Pacific Trust Mortgage - Paso Robles
725 Creston Rd Suite A, Paso Robles, CA 93446
8055914795
Ken Neate CrossCountry Mortgage
612 12th St STE 201, Paso Robles, CA 93446
9259631015
KD Capital Mortgage Corporation
1305 Vine St, Paso Robles, CA 93446
8052265550
Marc Coons
806 9th St #2a, Paso Robles, CA 93446
8057128040
Infinity Mortgage
1229 Vine St, Paso Robles, CA 93446
8055917119
John Samsky III, Loan Officer
1305 Vine St, Paso Robles, CA 93446
8056102444
Pacific Trust Mortgage - Darryl Stolz
725 Creston Rd Suite A, Paso Robles, CA 93446
8052424454
Mason Mortgage Services, Inc.
945 Spring St Suite 3, Paso Robles, CA 93446
8052215760
Central Coast Lending
806 9th St # 1A, Paso Robles, CA 93446
8055435626
Steve Allen - Connect Home Loans
2727 Buena Vista Dr #109, Paso Robles, CA 93446
8056746608
Kyle Davis - Pacific Trust Mortgage
1232 Park St #301, Paso Robles, CA 93446
8054348420
Cova Lending
945 Spring St STE 9, Paso Robles, CA 93446
8056106194
US Bank Mortgage
189 Niblick Rd, Paso Robles, CA 93446
8008722657
Chase Home Lending
194 Niblick Rd, Paso Robles, CA 93446
5599066793
A mortgage refinance company in Paso Robles California helps homeowners replace their existing home loan with a new one. Local lenders understand the Paso Robles real estate market and can guide you through options like rate-and-term refinancing or cash-out refinancing. California law requires lenders to provide a Loan Estimate within three business days of receiving your application, giving you time to compare offers.
What Does a Mortgage Refinance Company in Paso Robles Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees such as credit report charges and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Paso Robles?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. Lenders in California also require a valid government-issued ID and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard mortgage refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal takes longer or if additional documentation is needed.
Are there California-specific rules for cash-out refinancing?
Yes. California law limits cash-out refinancing to 80 percent of the home value for most conventional loans. You must also receive a written disclosure about the terms and costs of the new loan before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.