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Find Mortgage Refinance Companies Near You in Pinole, CA
Looking for a mortgage refinance company in Pinole? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Pinole, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage refinance companies in Pinole, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeLoans by Evelyn Chong
953 San Pablo Ave Suite A, Pinole, CA 94564
5106806394
Janice Carroll - Barrett Financial Group
2284 San Pablo Ave, Pinole, CA 94564
5109280566
Musa Financial
2646 Appian Way #31, Pinole, CA 94564
5108601686
Edward Carroll | Mortgage Broker | MLO 1037433 | Barrett Financial Group LLC
2284 San Pablo Ave #101, Pinole, CA 94564
9255750474
RAF Investment Services
2643 Appian Way, Pinole, CA 94564
5102239855
1st Tribal Lending
2401 San Pablo Ave, Pinole, CA 94564
5108562184
Chase Home Lending
1541 Fitzgerald Dr, Pinole, CA 94564
3327993430
Juan C. Velasquez, Mortgage Broker, NMLS # 2069263
Mortgage refinance companies in Pinole California help homeowners lower their interest rate or change loan terms. Under California law lenders must provide a Loan Estimate within three business days of application. Pinole residents often refinance to take advantage of lower rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Pinole Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Recording fees and transfer taxes add several hundred dollars more. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Pinole California?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there California specific fees for refinancing?
Yes. California charges a documentary transfer tax when the deed is recorded. Lenders may also charge an origination fee and third party costs like escrow and title insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.