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Find Mortgage Refinance Companies Near You in Pismo Beach, CA
Directory of mortgage refinance companies in Pismo Beach, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Pismo Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
320 James Way #280, Pismo Beach, CA 93449
8053947160
CORE Home Loans
310 James Way 210 2nd Floor, Pismo Beach, CA 93449
5598082673
Mason-McDuffie Mortgage Corporation
501 Shell Beach Rd ste d, Pismo Beach, CA 93449
8058789277
Mike Mizrahi
350 James Way #130, Pismo Beach, CA 93449
8057482112
Movement Mortgage
350 James Way #130, Pismo Beach, CA 93449
8773141499
Mortgage refinance companies in Pismo Beach help homeowners replace their current home loan with a new one. California law requires lenders to provide clear disclosures under the California Financing Law. Refinancing can lower your monthly payment or change your loan term to fit your needs.
What Does a Mortgage Refinance Company in Pismo Beach Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pismo Beach?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. California lenders also require a signed disclosure form under the Truth in Lending Act. Gather these documents to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there any California laws that protect me when refinancing?
Yes. California Civil Code Section 1026.1 limits prepayment penalties on certain loans. Also, the Homeowner Bill of Rights requires lenders to follow specific rules for loan modifications. Always review your terms carefully before signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.