Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Placerville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
5303033643
Envoy Mortgage - Placerville, CA
2920 Cold Springs Rd, Placerville, CA 95667
5302788070
Judy Hayes
183 Placerville Dr Suite C, Placerville, CA 95667
8773141499
Tony Lomatchinski | EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
9165865552
Steve Cockerell
183 Placerville Dr Suite C, Placerville, CA 95667
5306210222
Clear Creek Mortgage
4620 Meadland Dr, Placerville, CA 95667
5306747151
Movement Mortgage
550 Main St Suite J-1, Placerville, CA 95667
8773141499
Western Foothill Mortgage
183 Placerville Dr, Placerville, CA 95667
5306267929
Movement Mortgage
183 Placerville Dr Suite C, Placerville, CA 95667
8773141499
Chase Mortgage
3980 Missouri Flat Rd, Placerville, CA 95667
5306268800
What Does a Mortgage Refinance Company in Placerville Cost?
Typical costs for a mortgage refinance in California range from 2 percent to 5 percent of the loan amount. For a $300,000 loan, this means $6,000 to $15,000 in closing costs. Fees include appraisal, title search, origination, and recording fees. Some costs may be rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Placerville?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. California lenders follow federal guidelines for documentation. Your loan officer will give you a specific list based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Can I refinance if I have a low credit score in Placerville?
Many California lenders offer FHA refinance loans for borrowers with credit scores as low as 580. Conventional loans usually require a 620 score or higher. Each lender sets its own minimum requirements, so shop around.