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Find Mortgage Refinance Companies Near You in Rancho Mirage, CA
Directory of mortgage refinance companies in Rancho Mirage, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Rancho Mirage, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Rancho Mirage, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEXA Mortgage, Steve Dominguez
41-750 Rancho Las Palmas Dr Ste K-2, Rancho Mirage, CA 92270
7607743518
Primary Residential Mortgage, Inc.
69844 CA-111 g, Rancho Mirage, CA 92270
7605655532
Chase Mortgage
36101 Bob Hope Dr STE G1, Rancho Mirage, CA 92270
7603249398
Mortgage refinance companies in Rancho Mirage help homeowners replace their existing home loan with a new one, often to lower interest rates or change loan terms. In California, refinancing is regulated under the California Financing Law, which requires lenders to be licensed and follow strict disclosure rules. Rancho Mirage residents may also benefit from local market trends and property value changes in the Coachella Valley.
What Does a Mortgage Refinance Company in Rancho Mirage Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $400,000 loan, this means $8,000 to $20,000 in fees, including appraisal, title insurance, and origination charges. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Rancho Mirage?
A mortgage refinance company is a licensed lender or broker that helps you replace your current home loan with a new one. In California, these companies must be licensed by the Department of Financial Protection and Innovation. They can help you lower your monthly payment or switch from an adjustable to a fixed rate.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. The timeline can vary based on property appraisal, lender workload, and your financial documents. California law requires a three-business-day right of rescission after closing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.