Skip to main content

Find Mortgage Refinance Companies in Redwood City, CA

Directory of mortgage refinance companies in Redwood City, California. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Redwood City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 6 mortgage refinance companies in Redwood City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
IMAD CANAVATI - C2 Financial Corporation
Redwood City, CA 94065
(650) 302-5014 imadcanavati.com
Colin Dubel - Commercial Real Estate Mortgage Broker (NorCal)
303 Twin Dolphin Dr 6th. Floor, Redwood City, CA 94065
(949) 735-6415 harborwestcommercial.com
UMAX Mortgage
2000 Broadway, Redwood City, CA 94063
(800) 549-8888 umaxmortgage.com
Vicki Yue
260 Main St STE B, Redwood City, CA 94063
(415) 310-8899
Mortgage, Bank of America
700 Jefferson Ave, Redwood City, CA 94063
(650) 418-2086 bankofamerica.com
Chase Home Lending
2300 Broadway, Redwood City, CA 94063
(650) 364-4340 homelendingadvisor.chase.com

Mortgage refinance companies in Redwood City help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. This local service area includes many tech professionals and long term residents seeking better financial options.

What Does a Mortgage Refinance Company in Redwood City Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees such as credit report and escrow add 100 to 500 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Redwood City?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and property tax records.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there California specific laws for refinancing?
Yes. California Civil Code Section 1026.5 requires lenders to provide a detailed disclosure of fees. Also, California has a 3 day right of rescission for most refinances after signing.

Mortgage Refinance Companies in Other California Cities