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Compare Mortgage Refinance Companies in Richmond, CA
Directory of mortgage refinance companies in Richmond, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Griselda's Ledesma Mortgage Team
12553 San Pablo Ave, Richmond, CA 94805
5107587600
American Financial Network, Inc.
3260 Blume Dr #405, Richmond, CA 94806
5103235879
AmeriVerse Reverse Mortgage
3260 Blume Dr #410B, Richmond, CA 94806
5103358820
Jadestone Mortgage, Inc.
3260 Blume Dr # 410, Richmond, CA 94806
5102228840
Classique Mortgage
3150 Hilltop Mall Rd Suite 6, Richmond, CA 94806
5106852760
All California Mortgage Inc
3223 Blume Dr # 117, Richmond, CA 94806
5106628540
Mortgage refinance companies in Richmond California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide clear disclosures under the California Financing Law. Local companies understand Richmond property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Richmond Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Richmond?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission after signing, which adds to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.