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Compare mortgage refinance companies in Ripon. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Ripon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage refinance companies in Ripon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ability Ambeck Mortgage
580 N Wilma Ave #D, Ripon, CA 95366
2095998550
Annette Roddan - IMS Lending Ripon
467 N Wilma Ave #1, Ripon, CA 95366
2096108042
Tri Valley Lending
120 W Main St B, Ripon, CA 95366
2095996692
No. 1 Mortgage
114 N Stockton Ave, Ripon, CA 95366
2092750526
Mortgage refinance companies in Ripon, California help homeowners adjust their loan terms or lower their interest rates. California law requires clear disclosure of loan costs under the Truth in Lending Act. Local lenders in Ripon understand the San Joaquin County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Ripon Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ripon?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal to confirm your homes value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.