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Find Mortgage Refinance Companies Near You in Roseville, CA

Looking for a mortgage refinance company in Roseville? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Roseville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Roseville, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1850)
3000 Lava Ridge Ct Suite 200, Roseville, CA 95661
9169601325
Goodleap
1000 Enterprise Way, Roseville, CA 95678
9165044500
Better Rate Mortgage, Inc.
2998 Douglas Blvd Suite 325, Roseville, CA 95661
9167427400
Lennar Mortgage, LLC Sacramento
2251 Douglas Blvd Suite 190, Roseville, CA 95661
9167732722
Kyle Nicholas McCray - Top Rated Advisor
3000 Lava Ridge Ct # 100, Roseville, CA 95661
9168808059
Direct Realty & Mortgage
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678
9163165374
Amy DeBusk Home Loans
2999 Douglas Blvd STE 180, Roseville, CA 95661
9167052557
Partners Mortgage
1687 Eureka Rd #100, Roseville, CA 95661
9167829494
Mason-McDuffie Mortgage Corporation
2200 Douglas Blvd #220a, Roseville, CA 95661
9162976816
Ben Karimi- Mortgage Loan Officer
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678
9168337266
Catalyst Mortgage
3013 Douglas Blvd Suite 135, Roseville, CA 95661
9162877777
NuVision Lending
1731 E Roseville Pkwy #140, Roseville, CA 95661
8885066998
LRG Lending
2140 Professional Dr # 130, Roseville, CA 95661
9165328620
Loan City Mortgage
2251 Douglas Blvd #100, Roseville, CA 95661
9167267777
Change Home Mortgage
2240 Douglas Blvd Suite 250, Roseville, CA 95661
9163014130
KEES Lending, Inc.
2999 Douglas Blvd STE 180, Roseville, CA 95661
9165601930
Cali Mortgage
8969 Water Song Cir, Roseville, CA 95747
9163652661
Andrew Lippert Mortgage
2281 Lava Ridge Ct Suite #210, Roseville, CA 95661
9253212438
Mortgage Science
970 Reserve Dr #100, Roseville, CA 95678
9162764823
Farnoush Vahedi - Empire Home Loans
735 Sunrise Ave # 216, Roseville, CA 95661
9166716925

A mortgage refinance company in Roseville, California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local Roseville companies understand the Sacramento area housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Roseville Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $400,000 loan, this means $8,000 to $20,000 in fees including appraisal, title insurance, and origination charges. Some lenders offer no-closing-cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Roseville?
A mortgage refinance company in Roseville helps homeowners get a new loan to replace their current mortgage. They handle the application, appraisal, and closing process. Many work with local banks and credit unions to offer competitive rates.
How long does a refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. California law requires a three business day waiting period after you receive the Closing Disclosure. Delays can happen if the appraisal or title work takes longer.
What documents do I need for a refinance in Roseville?
You usually need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.