Mortgage Refinance Companies in San Bernardino, CA
Directory of mortgage refinance companies in San Bernardino, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage refinance companies in San Bernardino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in San Bernardino Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. This includes an origination fee of 0.5% to 1%, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. California also charges a documentary transfer tax of 0.11% of the loan amount in most counties. These costs can be paid upfront or rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in San Bernardino?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require a property appraisal and proof of homeowners insurance. Your loan officer will give you a complete list.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. You must also wait three business days after closing to rescind the loan.