ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in San Bernardino, CA
Compare mortgage refinance companies in San Bernardino. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
San Bernardino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage refinance companies in San Bernardino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Celer Mortgage inc.
2086 S E St Suite 201, San Bernardino, CA 92408
9097632424
Jesse Magana - Mortgage Broker
2086 S E St Suite 201, San Bernardino, CA 92408
9095438188
Arrowhead Mortgage
225 W Hospitality Ln #201f, San Bernardino, CA 92408
8887773556
Noble Mortgage
1881 Commercenter E suite 138, San Bernardino, CA 92408
7143959354
US Bank Mortgage
4434 University Pkwy, San Bernardino, CA 92407
8008722657
Spot ON Lending
325 W Hospitality Ln, San Bernardino, CA 92408
8445451665
Cinch Real Estate + Mortgage
433 S Waterman Ave Suite I, San Bernardino, CA 92408
6266620920
Chase Home Lending
2020 E Highland Ave, San Bernardino, CA 92404
5168355520
Custom Mortgage Solutions
5594 N Live Oak St, San Bernardino, CA 92407
9094733730
State Capital Mortgage
263 E 9th St, San Bernardino, CA 92410
9094946607
Happy Investments, Inc. San Bernardino CA
2742 Del Rosa Ave N STE A, San Bernardino, CA 92404
9093325559
Right Time Mortgage Inc.
2875 Rosemary Ln, San Bernardino, CA 92407
8007800767
A mortgage refinance company in San Bernardino California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application, and you have the right to rescind a refinance within three days after closing.
What Does a Mortgage Refinance Company in San Bernardino Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. This includes an origination fee of 0.5% to 1%, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. California also charges a documentary transfer tax of 0.11% of the loan amount in most counties. These costs can be paid upfront or rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in San Bernardino?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require a property appraisal and proof of homeowners insurance. Your loan officer will give you a complete list.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. You must also wait three business days after closing to rescind the loan.
Are there California-specific fees for refinancing?
Yes. California charges a documentary transfer tax on the new loan amount, typically 0.11% of the loan value. You may also pay recording fees and a county property tax proration. These costs vary by county and loan size.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in San Bernardino who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.