Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in San Fernando, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mission Mortgage Company
651 San Fernando Mission Blvd, San Fernando, CA 91340
8188517800
1ST Choice Lender
1027 N Maclay Ave, San Fernando, CA 91340
8188376600
Anthem Mortgage Inc.
662 N Maclay Ave, San Fernando, CA 91340
8184589098
Chase Home Lending
402 S Brand Blvd, San Fernando, CA 91340
7027542762
Camino Real Mortgage Bankers
707 N Maclay Ave, San Fernando, CA 91340
8183658768
What Does a Mortgage Refinance Company in San Fernando Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Recording fees and escrow costs add several hundred dollars more. Your actual costs will vary based on loan size, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in San Fernando?
The refinance process in California usually takes 30 to 45 days from application to closing. Lenders must follow state rules on disclosure timing and right of rescission. The right of rescission gives you three business days after signing to cancel the loan without penalty.
Are there California specific fees for mortgage refinancing?
Yes California charges a documentary transfer tax on the new loan amount in some counties. Recording fees and title insurance costs also apply. Your lender will itemize all fees in the Loan Estimate you receive within three business days.
Can I refinance a mortgage in San Fernando if I have a low credit score?
California lenders consider credit scores but also look at your debt to income ratio and home equity. Some programs like FHA refinance loans accept scores as low as 580. Each lender sets its own minimum credit requirements under state law.