Skip to main content

Mortgage Refinance Companies in San Jacinto, CA

Looking for a mortgage refinance company in San Jacinto? Review the directory below to compare your options.

3 agents listed
Updated June 2026
San Jacinto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 mortgage refinance companies in San Jacinto, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
1579 S San Jacinto Ave, San Jacinto, CA 92583
(951) 487-2002 chase.com
Hard Money Lenders San Jacinto CA
950 N Ramona Blvd, San Jacinto, CA 92582
(951) 463-4885
US Bank Mortgage
1251 N State St G, San Jacinto, CA 92583
(951) 487-8064 usbank.com

Homeowners in San Jacinto California can use a mortgage refinance company to lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the San Jacinto real estate market and can help with cash-out refinancing or rate-and-term refinancing.

What Does a Mortgage Refinance Company in San Jacinto Cost?

Typical costs for refinancing in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third-party fees for escrow and recording can add 500 to 1,000 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in San Jacinto?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if additional documents are needed. Your loan officer can provide a timeline estimate.
Are there California laws that protect me during refinancing?
Yes. California Civil Code Section 1916.5 limits prepayment penalties on certain loans. Also, lenders must give you a three-day right of rescission after signing to cancel the loan. Always review the Loan Estimate and Closing Disclosure carefully.

Mortgage Refinance Companies in Other California Cities