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Find Mortgage Refinance Companies in San Juan Capistrano, CA
Browse mortgage refinance companies serving San Juan Capistrano, California. Contact information and addresses listed below.
16 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage refinance companies in San Juan Capistrano, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mares Mortgage
32172 Camino Capistrano Suite A, San Juan Capistrano, CA 92675
9497027208
RSI Financial Services
31726 Rancho Viejo Rd # 204, San Juan Capistrano, CA 92675
9495082004
JJ Mazzo - CrossCountry Mortgage
31351 Rancho Viejo Rd, San Juan Capistrano, CA 92675
8772379694
Jale Goztepe: Mortgage Broker
31351 Rancho Viejo Rd Suite 201, 202, 203, 207, San Juan Capistrano, CA 92675
9492948076
Gregory Mull at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8772379696
PRMG - Corissa Dailey
31815 Camino Capistrano # 32, San Juan Capistrano, CA 92675
9492804410
US Financial Network, Inc.
32861 Camino Capistrano, San Juan Capistrano, CA 92675
8006559044
Linear Home Loans Inc.
30220 Rancho Viejo Rd suite e, San Juan Capistrano, CA 92675
8009673020
Brad Evans at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8773236803
Aaron Ehresmann, Mortgage Lender
31351 Rancho Viejo Rd #204, San Juan Capistrano, CA 92675
9496678965
Omega 1 Funding
31021 Via Limon, San Juan Capistrano, CA 92675
9498286228
CrossCountry Mortgage, LLC
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
9492750574
First California Financial Mortgage Lender
30531 Via Ventana, San Juan Capistrano, CA 92675
9494211000
loanDepot
30448 Rancho Viejo Rd #250, San Juan Capistrano, CA 92675
9497993050
Hayward Capital
31878 Del Obispo St #112, San Juan Capistrano, CA 92675
9492488409
Franklin Advantage, Inc.
31897 Del Obispo St #225, San Juan Capistrano, CA 92675
9495216100
Mortgage refinance companies in San Juan Capistrano help homeowners lower their interest rate or change loan terms. Under California law, borrowers have a three-day right of rescission for most refinances on a primary residence. Local lenders understand the Orange County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in San Juan Capistrano Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (USD 400 to USD 700), title insurance, and recording fees. For a USD 500,000 loan, total costs may be between USD 10,000 and USD 25,000. Some lenders offer no-closing-cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the right of rescission for a refinance in California?
Under California Civil Code Section 1689.5, borrowers have three business days after signing to cancel a refinance on their primary home. This right does not apply to purchase loans or second homes.
Do I need a home appraisal to refinance in San Juan Capistrano?
Most lenders require an appraisal to determine your home value. In California, the appraisal must be done by a state-licensed appraiser. Some lenders offer no-appraisal refinance options but may charge a higher rate.
What documents do I need for a refinance application in California?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a signed disclosure of the Loan Estimate within three business days of your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.