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Find Mortgage Refinance Companies Near You in San Marcos, CA
Compare mortgage refinance companies in San Marcos. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Catania Mortgage Lender (VA, Conventional, FHA, Jumbo, and USDA loans) Veteran Operated
955 Boardwalk #350, San Marcos, CA 92078
7604683923
Sheri Arnold - S.E.A. Group at Fairway Independent Mortgage
955 Boardwalk STE 305, San Marcos, CA 92078
7608898791
Brian Simantel, Superb Mortgage and Real Estate, Inc.
733 Hollowbrook Ct, San Marcos, CA 92078
6193167044
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
7604816680
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
7607524480
Scott Storrs The Expert Mortgage Broker Operated by C2 Financial
2526 Antlers Way, San Marcos, CA 92078
7603314557
Aramco Mortgage, Inc.
935 W San Marcos Blvd #100, San Marcos, CA 92078
8777000942
Platinum Mortgage Executives
1445 Horizon Ct, San Marcos, CA 92078
7606838898
TIME LENDING - Ignacio Ventura
277 Rancheros Dr Suite 160, San Marcos, CA 92069
7604733903
First California Funding A Mortgage Lender
215 S Pacific St #111, San Marcos, CA 92078
7604208680
A mortgage refinance company in San Marcos California helps homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Under California law, lenders must provide a Loan Estimate within three business days of receiving a complete application, giving borrowers clear upfront cost information.
What Does a Mortgage Refinance Company in San Marcos Cost?
Typical costs for a mortgage refinance in California range from 2 percent to 5 percent of the loan amount. For a 400,000 dollar loan, this means 8,000 to 20,000 dollars in fees. Common fees include application fees, appraisal fees, title insurance, and recording fees. Actual costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in San Marcos California?
The refinance process in California usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and document review. Delays can occur if additional property inspections or title work are needed.
Are there California specific rules for refinancing a mortgage?
Yes, California law requires lenders to give borrowers a Loan Estimate and a Closing Disclosure. These documents detail all fees and terms. California also has anti-predatory lending laws that limit certain high-cost loan features.
What documents do I need to refinance my mortgage in San Marcos?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Self-employed borrowers may need profit and loss statements. Lenders also require a property appraisal to confirm the home value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.