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Mortgage Refinance Companies in Santa Ana, CA

Compare mortgage refinance companies in Santa Ana. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Santa Ana, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Santa Ana, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding
1 MacArthur Pl #800, Santa Ana, CA 92707
8004502010
E Mortgage Capital, Inc.
3750 S Susan St, Santa Ana, CA 92704
8555693700
LoanLock
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707
8886715625
ARBOR Financial Group | #1 Mortgage Broker
1805 E Garry Ave, Santa Ana, CA 92705
8665216488
Arbor Financial Group: Jay Rodriguez, Mortgage Broker
1805 E Garry Ave, Santa Ana, CA 92705
9496062410
NEW LIFE FINANCE, INC. DBA iFund Mortgage
1971 E 4th St #340, Santa Ana, CA 92705
8009109495
Dat Loans - Everyday Lending Group - Arbor Financial
1805 E Garry Ave, Santa Ana, CA 92705
7147054013
Fast Action Mortgage, Inc.
1851 E 1st St Suite 760, Santa Ana, CA 92705
8885055820
New American Funding - Santa Ana, CA
215 N Main St, Santa Ana, CA 92701
7145815322
Keith DeJohn, Mortgage Lender - A Professional Mortgage Experience
1805 E Garry Ave, Santa Ana, CA 92705
7146125501
Matthew Lewis Team | Arbor Financial Group | NMLS 987209 | Purchase | Refinance | Reverse Mortgage
1805 E Garry Ave, Santa Ana, CA 92705
9095595761
Jordan Saceda, Mortgage Broker
3750 S Susan St, Santa Ana, CA 92704
9495352023
John Gearries Mortgage-Real Estate- NMLS#1416824#1489272 DRE#02125339 3750 S. Susan St. Santa Ana, CA 92704
3750 S Susan St, Santa Ana, CA 92704
4242709400
Arbor Financial Group Aaron Kopelson
1805 E Garry Ave, Santa Ana, CA 92705
9492909494
Lendia, Inc.
1907 Millwood St, Santa Ana, CA 92705
9493334636
Pure Capital Lending
9 MacArthur Pl, Santa Ana, CA 92707
8888272641
Nathan Carpenter - Mortgage Loan Officer
1805 E Garry Ave, Santa Ana, CA 92705
9492809586
Stahl Mortgage
1611 S Joane Way, Santa Ana, CA 92704
9493008436
Tom Brown Lending
2730 S Harbor Blvd Suite L, Santa Ana, CA 92704
9493864800
Evan Capowski - Sr. Loan Officer - E Mortgage Capital
3750 S Susan St, Santa Ana, CA 92704
5733031160

A mortgage refinance company in Santa Ana, California can help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Santa Ana companies understand Orange County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Santa Ana Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Santa Ana?
A mortgage refinance company helps homeowners replace their existing home loan with a new one. These companies handle applications, appraisals, and closing documents for Santa Ana residents.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
What documents do I need for a refinance in Santa Ana?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and a copy of your current mortgage statement.