ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Sebastopol, CA
Directory of mortgage refinance companies in Sebastopol, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Sebastopol, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Sebastopol, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community First Credit Union
328 N Main St, Sebastopol, CA 95472
7075466000
Redwood Credit Union
7840 Covert Ln, Sebastopol, CA 95472
7075454000
West-Cal Mortgage
101 Morris St #211, Sebastopol, CA 95472
7074909413
Finance of America Mortgage LLC
130 S Main St, Sebastopol, CA 95472
7078871275
Cottingham Mortgage Inc - by appointment only
130 Petaluma Ave #2f, Sebastopol, CA 95472
7078236646
A mortgage refinance company in Sebastopol California helps homeowners adjust their loan terms or lower their interest rate. California law requires lenders to provide a Loan Estimate within three business days of application. Local Sebastopol residents often refinance to take advantage of changing rates or to switch from an adjustable to a fixed rate loan.
What Does a Mortgage Refinance Company in Sebastopol Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. This includes appraisal fees 400 to 700 dollars, title insurance 800 to 2000 dollars, and origination fees up to 1% of the loan. Actual costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Sebastopol?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title issues arise.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Sebastopol who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.