ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage refinance companies in Sonoma. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Sonoma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Sonoma, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Brown at CrossCountry Mortgage
760 W Napa St, Sonoma, CA 95476
4153367782
Exchange Bank
435 W Napa St, Sonoma, CA 95476
7079388358
Gary Umholtz at Rate (NMLS #302500)
190 W Napa St Suite #101, Sonoma, CA 95476
7074921126
Rate
190 W Napa St Suite #101, Sonoma, CA 95476
7074921126
CrossCountry Mortgage, LLC
760 W Napa St, Sonoma, CA 95476
7079331667
Terra Mortgage Banking
450 1st St E B, Sonoma, CA 95476
7079331667
Chase Home Lending
501 Broadway, Sonoma, CA 95476
6172301818
First Northern Bank - Mortgage Lending Office
583 1st St W, Sonoma, CA 95476
7079348777
CMG Financial
645 Broadway ste b, Sonoma, CA 95476
7077818180
Mortgage refinance companies in Sonoma California help homeowners lower their rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand Sonoma County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Sonoma Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,500 dollars, and recording fees of 100 to 300 dollars. Lender origination fees can be 0.5% to 1% of the loan. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Sonoma California?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and a credit check. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if documents are missing. Your lender must provide a closing disclosure at least three business days before closing.
Are there California-specific fees for refinancing?
Yes, California charges a documentary transfer tax on the new loan amount. County recording fees and title insurance costs also apply. Some lenders may charge an origination fee or points. Ask your refinance company for a full fee breakdown.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Sonoma who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.