Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in South Pasadena, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hugo Gonzalez - Mortgage Loan Officer
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
8184258746
EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
8183835000
Equity Smart Home Loans & Real Estate
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
3232584317
Huntington Mortgage
305 Pasadena Ave, South Pasadena, CA 91030
6264038230
Eric Boghosian, Mortgage Broker
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
8184507161
Acacia Mortgage Corp
815 Fair Oaks Ave, South Pasadena, CA 91030
2134485320
What Does a Mortgage Refinance Company in South Pasadena Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 1,000 to 3,000 dollars. Third party costs like escrow and recording fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in South Pasadena?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law gives you a three day right of rescission after signing, which adds to the timeline.
Are there California specific rules for refinancing?
Yes. California Civil Code Section 1916.5 limits prepayment penalties on loans over a certain amount. Also, lenders must follow state licensing rules under the California Finance Lenders Law.