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Find Mortgage Refinance Companies in Templeton, CA
Compare mortgage refinance companies in Templeton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Templeton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Templeton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Mortgage Services
2955 S River Rd, Templeton, CA 93465
8059758584
Crown Mortgage of the West
408 S Main St, Templeton, CA 93465
8054345226
Mortgage refinance companies in Templeton, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Templeton borrowers can also benefit from the California Homeowner Bill of Rights which offers protections against foreclosure during the refinance process.
What Does a Mortgage Refinance Company in Templeton Cost?
Typical costs for a mortgage refinance in California include an appraisal fee of 400 to 700 dollars, title search and insurance from 700 to 1,200 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Templeton?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.