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Directory of mortgage refinance companies in Union City, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Union City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage refinance companies in Union City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aiyars Real
4701 Rose Way, Union City, CA 94587
6503849089
Pacific Green Funding
29300 Kohoutek Way STE 110, Union City, CA 94587
8445456267
Cal Coast Mortgagae
32145 Alvarado-Niles Rd, Union City, CA 94587
4082031881
Polaris Financing
4568 Niland St, Union City, CA 94587
5107502204
A mortgage refinance company in Union City California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Union City residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Union City Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Union City?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. California law does not set a specific time limit for the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.