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Directory of mortgage refinance companies in Berthoud, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Berthoud, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 5 mortgage refinance companies in Berthoud, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Town Group | Powered by United American Mortgage Corporation NMLS #1942
20509 Co Rd 3, Berthoud, CO 80513
9495109062
Casey Knowles, Mortgage Lender NMLS
4640 Malibu Dr, Berthoud, CO 80513
9702185902
Academy Mortgage - Berthoud CO
923 Mountain Ave, Berthoud, CO 80513
9703446804
Ascension Mortgage Brokerage, LLC
1211 Lake Ave Suite #204, Berthoud, CO 80513
9705284499
Mortgage Contract Services
543 Third St, Berthoud, CO 80513
9705329896
Mortgage refinance companies in Berthoud Colorado help homeowners lower their interest rate or change loan terms. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local Berthoud companies understand the Front Range housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Berthoud Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs often total 2% to 5% of the loan principal. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Berthoud?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Colorado lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Your lender will provide a timeline after reviewing your application.
Are there Colorado-specific rules for refinancing a mortgage?
Yes, Colorado has a three-day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, Colorado law requires lenders to be licensed through the Colorado Division of Real Estate. Always verify your lender is licensed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.