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Find Mortgage Refinance Companies in Cañon City, CO

Compare mortgage refinance companies in Cañon City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Cañon City, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 2 mortgage refinance companies in Cañon City, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Co.
518 Main St, Cañon City, CO 81212
7192754450
Canon Signature Mortgage
715 Main St, Cañon City, CO 81212
7192752999

Mortgage refinance companies in Cañon City, Colorado help homeowners lower their interest rates or change loan terms. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the Colorado Fair Mortgage Lending Act.

What Does a Mortgage Refinance Company in Cañon City Cost?

Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Cañon City?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Colorado?
A typical refinance in Colorado takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Colorado-specific laws for mortgage refinancing?
Yes. Colorado requires lenders to follow the Colorado Consumer Equity Protection Act, which limits certain fees and prohibits predatory lending practices. You also have a three-day right to cancel after signing.