Find Mortgage Refinance Companies Near You in Highlands Ranch, CO
Looking for a mortgage refinance company in Highlands Ranch? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 13 mortgage refinance companies in Highlands Ranch, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Highlands Ranch Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $600 to $1,200. Third party fees like credit report and recording fees add $50 to $200. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Highlands Ranch?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Colorado specific laws for mortgage refinancing?
Yes, Colorado Revised Statutes Title 38 covers mortgage transactions. Lenders must follow the Colorado Consumer Protection Act, which prohibits unfair practices. Also, Colorado has a three day rescission period for refinances on a primary residence.