Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 13 mortgage refinance companies in Highlands Ranch, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Thompson - Guild Mortgage
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
3034880436
Guild Mortgage - Jimmy Kinley
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
7202611410
Aaron Brenner
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
3038548749
Matthew Harris
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
8773141505
New American Funding - Highlands Ranch, CO
1805 Shea Center Dr Ste 285, Highlands Ranch, CO 80129
7204498973
Jordan Chomko
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
7204699312
Vertex Financial Group, Inc.
640 Plaza Dr #120, Highlands Ranch, CO 80129
3034070200
Rick Koble - Guild Mortgage
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
3034880471
Lana Barrett
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
9495107721
Chris McCormick Mortgage Broker NMLS 629899
2578 Foothills Canyon Ct, Highlands Ranch, CO 80129
6509967613
Highlands Ranch Mortgage
673 W Burgundy St UNIT A, Highlands Ranch, CO 80129
3035706076
Cherry Creek Mortgage Company - Highlands Ranch
640 Plaza Dr Ste 140, Highlands Ranch, CO 80130
7202611410
Equity Bay Mortgage
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
8886738533
What Does a Mortgage Refinance Company in Highlands Ranch Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $600 to $1,200. Third party fees like credit report and recording fees add $50 to $200. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Highlands Ranch?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Colorado specific laws for mortgage refinancing?
Yes, Colorado Revised Statutes Title 38 covers mortgage transactions. Lenders must follow the Colorado Consumer Protection Act, which prohibits unfair practices. Also, Colorado has a three day rescission period for refinances on a primary residence.