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Compare Mortgage Refinance Companies in Monument, CO
Compare mortgage refinance companies in Monument. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Monument, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 4 mortgage refinance companies in Monument, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First National Bank Colorado
581 CO-105, Monument, CO 80132
7194810008
Jim Braverman Mortgage Team
181 Pewter Ln, Monument, CO 80132
7196611613
maverick mortgage capital
17330 Lamplight Dr, Monument, CO 80132
7202201595
Grounded Mortgage, LLC
410 Harness Way, Monument, CO 80132
7202138193
Mortgage refinance companies in Monument Colorado help homeowners adjust their loan terms to lower monthly payments or reduce interest rates. Colorado law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local companies understand the unique property values and market conditions in El Paso County.
What Does a Mortgage Refinance Company in Monument Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Third party costs such as credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Monument Colorado?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders also require a valid government ID and a property appraisal.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues.
Are there Colorado specific laws that affect mortgage refinancing?
Yes. Colorado Revised Statutes Title 38 Article 40 covers foreclosure procedures and redemption rights. Also, Colorado law requires a three business day rescission period after closing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.