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Mortgage Refinance Companies in Thornton, CO

Looking for a mortgage refinance company in Thornton? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Thornton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 7 mortgage refinance companies in Thornton, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wynn & Eagan Team at NEO Home Loans
12412 York St Office #7, Thornton, CO 80241
8882312444
Land Above Ground Realty & Mortgage
14251 Dahlia St, Thornton, CO 80602
7207752718
Lockstep Mortgage LLC
12412 York St, Thornton, CO 80241
3033017191
Montis Lending Group
500 E 84th Ave, Thornton, CO 80229
7205915231
Bestrates Mortgage: Dan Phillips Home Loans
2081 E 129th Dr, Thornton, CO 80241
3039099690
Angelina Lafave, Edge Home Finance, NMLS 1156483
12412 York St, Thornton, CO 80241
3034764298
Hahn Reverse Mortgage
5295 E 116th Pl, Thornton, CO 80233
7204346887

Mortgage refinance companies in Thornton Colorado help homeowners adjust their loan terms or lower their interest rates. Colorado law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local companies understand the Thornton real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Thornton Cost?

Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 percent to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs around 500 to 1 500 dollars. Closing costs generally range from 2 percent to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Thornton Colorado?
You will typically need pay stubs tax returns bank statements and a valid ID. Colorado lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer than expected.
Are there Colorado specific laws for mortgage refinancing?
Yes Colorado has a three day right of rescission for most refinances giving you time to cancel after signing. Also Colorado Revised Statute 38-40-102 requires lenders to provide a written notice of the right to cancel.