Find Mortgage Refinance Companies in Guilford, CT
Looking for a mortgage refinance company in Guilford? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 12 mortgage refinance companies in Guilford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Guilford Cost?
Typical costs for a mortgage refinance in Connecticut range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search costs of $200 to $500, and lender origination fees of 0.5% to 1% of the loan. Recording fees in Guilford County are usually under $100. Note that these are general estimates and actual costs vary by lender and loan type. This information is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Guilford Connecticut?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders may also ask for a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Connecticut?
A typical refinance in Connecticut takes 30 to 45 days from application to closing. The state requires a three-day rescission period after signing, meaning you can cancel within three business days without penalty.
Are there Connecticut laws that protect me during refinancing?
Yes. Connecticut General Statutes Section 36a-715 requires lenders to provide clear disclosures on fees and terms. The state also limits prepayment penalties on most residential mortgages.