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Find Mortgage Refinance Companies Near You in Ridgefield, CT
Looking for a mortgage refinance company in Ridgefield? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ridgefield, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 mortgage refinance companies in Ridgefield, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
23 Catoonah St 1st Floor, Ridgefield, CT 06877
2034312600
Forte Financial
96 Danbury Rd, Ridgefield, CT 06877
4752155401
Jessica Hastings Total Mortgage
23 Catoonah St 1st Floor, Ridgefield, CT 06877
2034700032
What Does a Mortgage Refinance Company in Ridgefield Cost?
Typical costs for refinancing a mortgage in Ridgefield Connecticut include lender origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Connecticut also charges a mortgage recording fee of 0.28 percent of the loan amount and a state conveyance tax of 0.75 percent on the first 800,000 dollars of the property value. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Ridgefield Connecticut?
A standard refinance in Connecticut usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and the appraisal process. Connecticut does not have a specific state law that sets a maximum time limit for refinancing.
Do I need a home appraisal to refinance in Ridgefield?
Most lenders require a home appraisal to determine the current market value of your property. Connecticut law does not mandate an appraisal for refinancing, but lenders typically require one to confirm the loan-to-value ratio. Some lenders offer no-appraisal refinance programs for certain loan types.
Are there any Connecticut-specific fees for refinancing a mortgage?
Connecticut charges a mortgage recording fee which is typically 0.28 percent of the loan amount. There is also a state conveyance tax on the deed transfer when refinancing. These fees are in addition to lender origination fees and title insurance costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.