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Find Mortgage Refinance Companies Near You in Waterbury, CT
Directory of mortgage refinance companies in Waterbury, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage refinance companies in Waterbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Skyline Financial Federal Credit Union | Auto Loan Refinancing | Home Mortgage Lending CT
3528 E Main St, Waterbury, CT 06705
2037552030
Mortgage Refinance Waterbury CT - Home Refinance Connecticut - Refi Home Loan Lenders
84 Progress Ln, Waterbury, CT 06705
2034573218
Mortgage Services Inc
193 Grand St #2, Waterbury, CT 06702
8009223210
Commercial Lending Waterbury CT
207 Bank St, Waterbury, CT 06702
2037174521
Mortgage refinance companies in Waterbury Connecticut help homeowners lower their interest rate or change loan terms. Connecticut law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local companies are familiar with Waterbury property values and the Connecticut housing market.
What Does a Mortgage Refinance Company in Waterbury Cost?
Typical costs for a mortgage refinance in Connecticut include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan amount. The Connecticut mortgage recording tax is 0.40 dollars per 100 dollars of the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waterbury?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Connecticut?
A standard refinance in Connecticut usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Connecticut laws that affect mortgage refinance costs?
Yes, Connecticut has a mortgage recording tax that applies to refinance loans. This tax is based on the loan amount and can add several hundred dollars to closing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.