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Find Mortgage Refinance Companies Near You in Waterford, CT
Compare mortgage refinance companies in Waterford. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Waterford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 mortgage refinance companies in Waterford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Mortgage Services, LLC
428 Boston Post Rd, Waterford, CT 06385
8605749458
Max Satti - Mortgage Broker
428 Boston Post Rd, Waterford, CT 06385
8609410086
Residential Mortgage Services (RMS)
65 Boston Post Rd, Waterford, CT 06385
8607721500
Mortgage refinance companies in Waterford Connecticut help homeowners adjust their loan terms or lower their interest rates. Connecticut law requires lenders to provide a clear disclosure of all fees and terms under the Truth in Lending Act. Local companies can guide you through the process and explain state-specific rules such as the Connecticut mortgage recording tax.
What Does a Mortgage Refinance Company in Waterford Cost?
Typical costs for a mortgage refinance in Connecticut include an application fee of $200 to $500, an appraisal fee of $400 to $700, and title search and insurance costs of $500 to $1,500. Closing costs often range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Waterford Connecticut?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders may also require a property appraisal. Having these documents ready can speed up the application process.
How long does a mortgage refinance take in Connecticut?
A standard refinance in Connecticut usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if there are title issues. Your lender will provide a timeline estimate at the start.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.