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Showing 2 mortgage refinance companies in Watertown, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lennox Mortgage Group LLC
424 Main St Suite 3, Watertown, CT 06795
8609690222
Jonathan Rhodes - Mortgage Loan Officer
1247 Main St, Watertown, CT 06795
2038562051
What Does a Mortgage Refinance Company in Watertown Cost?
Typical costs for refinancing a mortgage in Connecticut include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Watertown Connecticut?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Connecticut?
A standard refinance in Connecticut usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Connecticut law does not set a specific time limit but lenders must provide timely updates.
Are there Connecticut specific laws that affect mortgage refinancing?
Yes, Connecticut has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, Connecticut requires lenders to be licensed under the Connecticut Banking Department. Always verify a lender license before proceeding.