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Mortgage Refinance Companies in Auburndale, FL

Looking for a mortgage refinance company in Auburndale? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Auburndale, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 mortgage refinance companies in Auburndale, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MIDFLORIDA Credit Union - Auburndale Branch
2146 US-92, Auburndale, FL 33823
(863) 688-3733 midflorida.com
Charles Tadros - Mortgage Loan Officer
2093 US-92, Auburndale, FL 33823
(708) 268-9472 td.com

Mortgage refinance companies in Auburndale, Florida help homeowners lower their interest rate, change loan terms, or access home equity. Florida law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three days before closing. Auburndale residents benefit from local knowledge of Polk County property values and market trends.

What Does a Mortgage Refinance Company in Auburndale Cost?

Typical costs for refinancing a mortgage in Florida include lender origination fees (0.5% to 1% of the loan amount), appraisal fees (400 to 700 dollars), title insurance and escrow fees (500 to 1,500 dollars), and recording fees (30 to 100 dollars). Florida documentary stamp taxes add about 0.35% of the loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Auburndale?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property appraisal and a title search to confirm ownership.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Florida-specific fees for refinancing a mortgage?
Yes, Florida charges documentary stamp taxes on the new loan amount at a rate of 35 cents per 100 dollars. There may also be recording fees and intangible tax, though intangible tax was eliminated for most mortgages after 2007.

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