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Find Mortgage Refinance Companies Near You in Brandon, FL

Looking for a mortgage refinance company in Brandon? Review the directory below to compare your options.

11 agents listed
Updated June 2026
Brandon, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 11 mortgage refinance companies in Brandon, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Quick Quote Mortgage
1208 Bell Shoals Rd, Brandon, FL 33511
(866) 584-4650 quickquotemortgage.net
Nationwide Residential Capital, Inc. ~ NMLS# 261728
1079 E Brandon Blvd, Brandon, FL 33511
(813) 865-6040 nationwiderc.com
Swift Home Mortgage
1093 E Brandon Blvd, Brandon, FL 33511
(813) 606-4255 swifthomemortgage.com
Wholesale Mortgages LLC
205 E Brandon Blvd Suite A, Brandon, FL 33511
(813) 822-6873 findeasymortgages.com
United Mutual Funding Corp
659 W Lumsden Rd, Brandon, FL 33511
(800) 752-5116 unitedmutualfunding.com
PMF, Inc. DBA Pioneer Mortgage Funding. - NMLS 2686233 - Renee Sierra, Branch Manager
302 Lithia Pinecrest Rd, Brandon, FL 33511
(813) 643-5626 yourkey.com
Larissa DeLeon Colon - Mortgage Advisor
522 Oakfield Dr, Brandon, FL 33511
(813) 758-9198 ldcmortgagegroup.com
Saben Reiter | Mortgage Lender
1208 Bell Shoals Rd, Brandon, FL 33511
(352) 263-4367
Mark Zihmer at Guaranteed Rate Affinity (NMLS #795477)
211 W Bloomingdale Ave, Brandon, FL 33511
(813) 681-1259 grarate.com
Marc Moran
330 Pauls Dr #240, Brandon, FL 33511
(813) 569-8188 movement.com
5S Lending LLC
1531 Brookside Dr, Brandon, FL 33511
(813) 657-2640 5slending.com

Mortgage refinance companies in Brandon, Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Many Brandon residents refinance to take advantage of Florida's homestead exemption benefits on property taxes.

What Does a Mortgage Refinance Company in Brandon Cost?

Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, origination fees of 0.5% to 1%, and title insurance costs around $1,000. Florida also charges documentary stamp taxes on the new loan, usually 35 cents per $100 of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Brandon?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing, during which you can cancel the loan.
Can I refinance a mortgage with bad credit in Brandon?
Yes, some lenders offer refinance options for borrowers with lower credit scores. However, you may face higher interest rates and stricter requirements under Florida lending laws.