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Find Mortgage Refinance Companies Near You in Cape Canaveral, FL
Directory of mortgage refinance companies in Cape Canaveral, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Cape Canaveral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Cape Canaveral, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Project Inc
8654 Villanova Dr, Cape Canaveral, FL 32920
3216132140
Mortgage | 1st Time Home Buyer Program
8501 Astronaut Blvd, Cape Canaveral, FL 32920
3216132140
Mortgage refinance companies in Cape Canaveral Florida help homeowners adjust their loan terms lower interest rates or access home equity. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Brevard County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cape Canaveral Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 600 dollars and title insurance of 500 to 1 000 dollars. Closing costs in Brevard County often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cape Canaveral?
You typically need recent pay stubs tax returns bank statements and a photo ID. Florida lenders also require a property appraisal to confirm home value. Your refinance company will provide a complete list based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Florida specific laws that affect mortgage refinancing?
Yes Florida has a homestead exemption that can affect property tax calculations after refinancing. Also Florida is a judicial foreclosure state which means legal procedures are more formal. Refinance companies must follow federal Truth in Lending Act rules and Florida state licensing requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.