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Compare Mortgage Refinance Companies in Clearwater, FL

Compare mortgage refinance companies in Clearwater. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Clearwater, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VanDyk Mortgage Corporation
13577 Feather Sound Dr # 100, Clearwater, FL 33762
(888) 572-7759 vandykfl.com
Katie Blake at Guaranteed Rate
2701 Sunset Point Rd, Clearwater, FL 33759
(727) 264-2075 katieblake.com
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
221 N Belcher Rd., Clearwater, FL 33765
(727) 797-0600 hamiltonhomemortgage.com
Moneylink Mortgage, Inc.
1265 S Myrtle Ave, Clearwater, FL 33756
(727) 210-1440 moneylinkmortgage.com
Clearwater Mortgage
823 Court St, Clearwater, FL 33756
(727) 259-2900 clearwatermortgage.com
The Mortgage Firm
2451 McMullen Booth Rd Ste. 306, Clearwater, FL 33759
(727) 466-4301 marcmoserlending.com
Mario Hart - American Home Lending USA
1474 El Tair Trail, Clearwater, FL 33765
(727) 400-3293 americanhomelendingusa.com
Superior Mortgage Solutions
4590 Ulmerton Rd #104, Clearwater, FL 33762
(727) 504-8628 superiormortgagesolutions.com
Fairway Independent Mortgage Corporation
600 Cleveland St Suite 328, Clearwater, FL 33755
(239) 778-1784 fairway.com
GoRascal
2454 McMullen Booth Rd Suite 716, Clearwater, FL 33759
(813) 820-0009 gorascal.com
Green Oak Lending Group, LLC
13575 58th St N Suite 241, Clearwater, FL 33760
(888) 788-4654 greenoaklending.com
Ruth Schoenherr, Mortgage Broker
1402 Sunset Dr, Clearwater, FL 33755
(727) 447-2418 clearwatermortgagebroker.net
Money Street Mortgage, LLC
29399 US Hwy 19 N STE 350, Clearwater, FL 33761
(727) 545-5626 moneystreetmortgage.com
Best Finance
600 Cleveland St Ste 248, Clearwater, FL 33755
(813) 582-7432 gobestfinance.com
SafePoint Mortgage
1727 Coachman Plaza Dr Suite 210, Clearwater, FL 33759
(727) 228-4545 safepointmortgage.com
Choice Real Estate Funding, LLC
551 S Duncan Ave, Clearwater, FL 33756
(727) 724-3800 marcballard.com
Sean Moore - VanDyk Mortgage Corporation
14141 46th St N STE 1201 Suite 1213, Clearwater, FL 33762
(727) 455-4768 seanmoore.vandykmortgage.com
Florida's Best Reverse Mortgage Company (Clearwater/St. Pete)
13575 58th St N Ste 108, Clearwater, FL 33760
(727) 828-6061 floridasbestreversemortgagecompany.com
Christian Rodriguez- Home Choice Lending LLC- Clearwater, FL
5225 Tech Data Dr Suite 200: Office #2051, Clearwater, FL 33760
(603) 391-4803 homechoicelending.com
Florida's Best Mortgage Company
13575 58th St N Ste 108, Clearwater, FL 33760
(727) 538-4257 floridasbestmortgagecompany.com

A mortgage refinance company in Clearwater Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide a Loan Estimate within three business days of application. Clearwater residents often refinance to lower their interest rate or switch from an adjustable rate to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Clearwater Cost?

Typical costs for a mortgage refinance in Clearwater Florida range from 2% to 5% of the loan amount. Common fees include an origination fee of 0.5% to 1%, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Florida law requires lenders to disclose all fees in the Loan Estimate. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum time to refinance after buying a home in Clearwater Florida?
There is no state law requiring a waiting period. However many lenders require you to wait at least six months after your original loan closing. This is a standard industry practice and not a Florida statute.
Do Florida refinance companies require a home appraisal?
Most lenders in Clearwater require a new appraisal to determine your homes current value. Florida law does not mandate an appraisal but it is common for loan amounts over a certain threshold. Some lenders offer no appraisal refinance options for certain government backed loans.

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