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Find Mortgage Refinance Companies Near You in Crystal River, FL

Browse mortgage refinance companies serving Crystal River, Florida. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 mortgage refinance companies in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast Credit Union
1039 NE 5th St, Crystal River, FL 34429
(800) 999-5887 locations.suncoastcreditunion.com
American Mortgage Lenders of ALCOVA Mortgage
358 NE 3rd St, Crystal River, FL 34429
(352) 795-5626 alcova.com
Truist Mortgage
1502 SE US Hwy 19, Crystal River, FL 34429
(800) 634-7928 truist.com
Regions Mortgage
6730 W Gulf to Lake Hwy, Crystal River, FL 34429
(800) 325-6000 regions.com

What Does a Mortgage Refinance Company in Crystal River Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Crystal River?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. Florida lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida law protects homestead properties from forced sale by most creditors. However refinancing does not change this protection as long as you continue to occupy the home.

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