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Find Mortgage Refinance Companies in Homestead, FL
Browse mortgage refinance companies serving Homestead, Florida. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage refinance companies in Homestead, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dade County Federal Credit Union
29850 S Dixie Hwy, Homestead, FL 33033
3054715080
THE MORTGAGE EXPERTS
16255 SW 275 St, Homestead, FL 33031
7868020410
Terri Ellis | SouthState Mortgage
28801 SW 157th Ave, Homestead, FL 33033
3055885348
Fernando Zamora - Mortgageratemiami.com
29051 SW 167th Ct, Homestead, FL 33030
3054941740
Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender
1348 Old Dixie Hwy, Homestead, FL 33030
7864446133
DH MORTGAGE GROUP, LLC
32269 SW 197th Ave, Homestead, FL 33030
3054327805
Chase Mortgage
13701 SW 288th St, Homestead, FL 33033
3052452475
Julio Lacayo - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
8887519000
Chase Mortgage
1071 N Homestead Blvd, Homestead, FL 33030
3052481233
Pink Elephant Mortgage
1040 SE 19th Ave, Homestead, FL 33035
7866019303
Michael Coles - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
7862511094
Mortgage refinance companies in Homestead Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Homestead residents may also benefit from Florida homestead exemption rules that protect primary residences from certain creditors.
What Does a Mortgage Refinance Company in Homestead Cost?
Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. Florida charges a documentary stamp tax on the new mortgage note at a rate of 0.35 per 100 dollars of the loan amount. Costs vary by loan size and lender. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time to close a refinance in Homestead Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Lenders must provide a Closing Disclosure at least three business days before closing per federal rules.
Do I need a home appraisal to refinance in Homestead?
Most refinance loans in Florida require a home appraisal to confirm the property value. Some streamline programs like FHA or VA may waive the appraisal. Your lender will tell you if an appraisal is needed based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.