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Compare Mortgage Refinance Companies in Indian Harbour Beach, FL

Compare mortgage refinance companies in Indian Harbour Beach. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Indian Harbour Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriBest Mortgage
1413 S Patrick Dr Suite 6, Indian Harbour Beach, FL 32937
3217777277
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer
118 Terry St, Indian Harbour Beach, FL 32937
5707641494
Luis Perez - Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215131180
Certified Mortgage Planners - Indian Harbour Office
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3216846393
Debbie Greenway Team-Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215912022
OfferDesk Mortgage, LLC
20 Navaho Cir, Indian Harbour Beach, FL 32937
3213457797
Chase Mortgage
1922 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
3217771172

Mortgage refinance companies in Indian Harbour Beach Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Brevard County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Indian Harbour Beach Cost?

Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. This includes appraisal fees which cost 400 to 700 dollars and title insurance which can be 500 to 1500 dollars. Closing costs in Indian Harbour Beach often total 3000 to 8000 dollars depending on loan size and lender fees. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Indian Harbour Beach?
The refinance process in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and lender workload. Florida law does not set a specific maximum time limit for refinancing.
Are there Florida specific laws that affect mortgage refinancing?
Yes Florida has a homestead exemption that may affect property tax calculations after refinancing. Florida also requires a 7 day rescission period for refinances on your primary residence. This gives you time to cancel the loan without penalty.
What documents do I need to refinance my home in Indian Harbour Beach?
You typically need recent pay stubs tax returns bank statements and a valid ID. Florida lenders also require proof of homeowners insurance. For a cash out refinance you may need additional documentation about the property value.